N.Y. GBS. LAW § 601 : NY Code - Section 601: Prohibited practices

Search N.Y. GBS. LAW § 601 : NY Code - Section 601: Prohibited practices

No principal creditor, as defined by this
  article, or his agent shall:
    1.   Simulate   in   any  manner  a  law  enforcement  officer,  or  a
  representative of any governmental agency of the state of  New  York  or
  any of its political subdivisions; or
    2.  Knowingly  collect,  attempt  to collect, or assert a right to any
  collection fee, attorney's  fee,  court  cost  or  expense  unless  such
  changes are justly due and legally chargeable against the debtor; or
    3. Disclose or threaten to disclose information affecting the debtor's
  reputation  for  credit worthiness with knowledge or reason to know that
  the information is false; or
    4. Communicate or threaten to communicate the  nature  of  a  consumer
  claim to the debtor's employer prior to obtaining final judgment against
  the  debtor.    The  provisions of this subdivision shall not prohibit a
  principal creditor from communicating  with  the  debtor's  employer  to
  execute  a wage assignment agreement if the debtor has consented to such
  an agreement; or
    5.  Disclose  or  threaten  to  disclose  information  concerning  the
  existence  of  a  debt  known  to  be  disputed  by  the  debtor without
  disclosing that fact; or
    6. Communicate with  the  debtor  or  any  member  of  his  family  or
  household  with  such  frequency  or  at such unusual hours or in such a
  manner as can reasonably be expected to abuse or harass the debtor; or
    7. Threaten any action which  the  principal  creditor  in  the  usual
  course of his business does not in fact take; or
    8.  Claim, or attempt or threaten to enforce a right with knowledge or
  reason to know that the right does not exist; or
    9. Use a communication which simulates in any manner legal or judicial
  process or which gives the appearance of  being  authorized,  issued  or
  approved  by  a government, governmental agency, or attorney at law when
  it is not.


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