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Article 10
NY Code - Article 10: RETAIL INSTALMENT SALES ACT
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Section 401
Definitions
Section 402A
Merchandise certificates and obligations therefor
Section 402B
Total loss notice and waiver of the gap amount
Section 403
Restrictions on retail instalment contracts and obligations
Section 404
Credit service charge limitation
Section 405
Delivery of copy of contract or obligation; buyer's acknowledgment
Section 406
Notice of assignment; payments
Section 407
Statements of account; receipts
Section 408
Credit upon anticipation of payments
Section 409
Refinancing
Section 410
Add-ons to and consolidations of retail instalment contracts and obligations
Section 411
Terms of purchase by financing agency
Section 412
Cancellation
Section 412-A
Cancellation of contracts for future consumer services
Section 413
Retail instalment credit agreements
Section 414
Penalties
Section 415
Exceptions
Section 416
Waiver
Section 417
Severability
Section 418
Short title
Section 419
Refund credit on cancellation of credit related insurance or prepayment of contract
Section 420
Guaranties to sellers of liabilities of buyers under retail instalment contracts
Section 421
Security interest in other property
Section 422
Claim for deficiency after default and repossession
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