12 U.S.C. § 2616 : US Code - Section 2616: State laws unaffected; inconsistent Federal and State provisions

Search 12 U.S.C. § 2616 : US Code - Section 2616: State laws unaffected; inconsistent Federal and State provisions

This chapter does not annul, alter, or affect, or exempt any
person subject to the provisions of this chapter from complying
with, the laws of any State with respect to settlement practices,
except to the extent that those laws are inconsistent with any
provision of this chapter, and then only to the extent of the
inconsistency. The Secretary is authorized to determine whether
such inconsistencies exist. The Secretary may not determine that
any State law is inconsistent with any provision of this chapter if
the Secretary determines that such law gives greater protection to
the consumer. In making these determinations the Secretary shall
consult with the appropriate Federal agencies.