15 U.S.C. § 1692e : US Code - Section 1692E: False or misleading representations

      A debt collector may not use any false, deceptive, or misleading
    representation or means in connection with the collection of any
    debt. Without limiting the general application of the foregoing,
    the following conduct is a violation of this section:
        (1) The false representation or implication that the debt
      collector is vouched for, bonded by, or affiliated with the
      United States or any State, including the use of any badge,
      uniform, or facsimile thereof.
        (2) The false representation of - 
          (A) the character, amount, or legal status of any debt; or
          (B) any services rendered or compensation which may be
        lawfully received by any debt collector for the collection of a
        debt.

        (3) The false representation or implication that any individual
      is an attorney or that any communication is from an attorney.
        (4) The representation or implication that nonpayment of any
      debt will result in the arrest or imprisonment of any person or
      the seizure, garnishment, attachment, or sale of any property or
      wages of any person unless such action is lawful and the debt
      collector or creditor intends to take such action.
        (5) The threat to take any action that cannot legally be taken
      or that is not intended to be taken.
        (6) The false representation or implication that a sale,
      referral, or other transfer of any interest in a debt shall cause
      the consumer to - 
          (A) lose any claim or defense to payment of the debt; or
          (B) become subject to any practice prohibited by this
        subchapter.

        (7) The false representation or implication that the consumer
      committed any crime or other conduct in order to disgrace the
      consumer.
        (8) Communicating or threatening to communicate to any person
      credit information which is known or which should be known to be
      false, including the failure to communicate that a disputed debt
      is disputed.
        (9) The use or distribution of any written communication which
      simulates or is falsely represented to be a document authorized,
      issued, or approved by any court, official, or agency of the
      United States or any State, or which creates a false impression
      as to its source, authorization, or approval.
        (10) The use of any false representation or deceptive means to
      collect or attempt to collect any debt or to obtain information
      concerning a consumer.
        (11) The failure to disclose in the initial written
      communication with the consumer and, in addition, if the initial
      communication with the consumer is oral, in that initial oral
      communication, that the debt collector is attempting to collect a
      debt and that any information obtained will be used for that
      purpose, and the failure to disclose in subsequent communications
      that the communication is from a debt collector, except that this
      paragraph shall not apply to a formal pleading made in connection
      with a legal action.
        (12) The false representation or implication that accounts have
      been turned over to innocent purchasers for value.
        (13) The false representation or implication that documents are
      legal process.
        (14) The use of any business, company, or organization name
      other than the true name of the debt collector's business,
      company, or organization.
        (15) The false representation or implication that documents are
      not legal process forms or do not require action by the consumer.
        (16) The false representation or implication that a debt
      collector operates or is employed by a consumer reporting agency
      as defined by section 1681a(f) of this title.