15 U.S.C. § 1693j : US Code - Section 1693J: Suspension of obligations

Search 15 U.S.C. § 1693j : US Code - Section 1693J: Suspension of obligations

If a system malfunction prevents the effectuation of an
electronic fund transfer initiated by a consumer to another person,
and such other person has agreed to accept payment by such means,
the consumer's obligation to the other person shall be suspended
until the malfunction is corrected and the electronic fund transfer
may be completed, unless such other person has subsequently, by
written request, demanded payment by means other than an electronic
fund transfer.