29 U.S.C. § 1022 : US Code - Section 1022: Summary plan description

Search 29 U.S.C. § 1022 : US Code - Section 1022: Summary plan description

(a) A summary plan description of any employee benefit plan shall
be furnished to participants and beneficiaries as provided in
section 1024(b) of this title. The summary plan description shall
include the information described in subsection (b) of this
section, shall be written in a manner calculated to be understood
by the average plan participant, and shall be sufficiently accurate
and comprehensive to reasonably apprise such participants and
beneficiaries of their rights and obligations under the plan. A
summary of any material modification in the terms of the plan and
any change in the information required under subsection (b) of this
section shall be written in a manner calculated to be understood by
the average plan participant and shall be furnished in accordance
with section 1024(b)(1) of this title.
(b) The summary plan description shall contain the following
information: The name and type of administration of the plan; in
the case of a group health plan (as defined in section 1191b(a)(1)
of this title), whether a health insurance issuer (as defined in
section 1191b(b)(2) of this title) is responsible for the financing
or administration (including payment of claims) of the plan and (if
so) the name and address of such issuer; the name and address of
the person designated as agent for the service of legal process, if
such person is not the administrator; the name and address of the
administrator; names, titles, and addresses of any trustee or
trustees (if they are persons different from the administrator); a
description of the relevant provisions of any applicable collective
bargaining agreement; the plan's requirements respecting
eligibility for participation and benefits; a description of the
provisions providing for nonforfeitable pension benefits;
circumstances which may result in disqualification, ineligibility,
or denial or loss of benefits; the source of financing of the plan
and the identity of any organization through which benefits are
provided; the date of the end of the plan year and whether the
records of the plan are kept on a calendar, policy, or fiscal year
basis; the procedures to be followed in presenting claims for
benefits under the plan including the office at the Department of
Labor through which participants and beneficiaries may seek
assistance or information regarding their rights under this chapter
and the Health Insurance Portability and Accountability Act of 1996
with respect to health benefits that are offered through a group
health plan (as defined in section 1191b(a)(1) of this title) and
the remedies available under the plan for the redress of claims
which are denied in whole or in part (including procedures required
under section 1133 of this title).