Notes on national flood insurance : US Code - Notes

Search Notes on national flood insurance : US Code - Notes

Sec.
4001. Congressional findings and declaration of purpose.
(a) Necessity and reasons for flood insurance
program.
(b) Participation of Federal Government in flood
insurance program carried out by private
insurance industry.
(c) Unified national program for flood plain
management.
(d) Authorization of flood insurance program;
flexibility in program.
(e) Land use adjustments by State and local
governments; development of proposed future
construction; assistance of lending and credit
institutions; relation of Federal assistance
to all flood-related programs; continuing
studies.
(f) Mudslides.
4002. Additional Congressional findings and declaration of
purpose.
4003. Additional definitions.

SUBCHAPTER I - THE NATIONAL FLOOD INSURANCE PROGRAM
4011. Authorization to establish and carry out program.
(a) Authorization and establishment.
(b) Additional coverage for compliance with land
use and control measures.
(c) Participation and risk sharing by insurers.
4012. Scope of program and priorities.
(a) Priority for insurance for certain residential
and church properties and business concerns.
(b) Availability of insurance for other properties.
(c) Availability of insurance in States or areas
evidencing positive interest in securing
insurance and assuring adoption of adequate
land use and control measures.
4012a. Flood insurance purchase and compliance requirements
and escrow accounts.
(a) Amount and term of coverage.
(b) Requirement for mortgage loans.
(c) Exceptions to purchase requirements.
(d) Escrow of flood insurance payments.
(e) Placement of flood insurance by lender.
(f) Civil monetary penalties for failure to require
flood insurance or notify.
(g) Other actions to remedy pattern of
noncompliance.
(h) Fee for determining location.
4013. Nature and limitation of insurance coverage.
(a) Regulations respecting general terms and
conditions of insurability.
(b) Regulations respecting amount of coverage.
(c) Effective date of policies.
4014. Estimates of premium rates.
(a) Studies and investigations.
(b) Utilization of services of other Departments
and agencies.
(c) Priority to studies and investigations in
States or areas evidencing positive interest
in securing insurance under program.
(d) Parishes of Louisiana; premium rates.
(e) Eligibility of community making adequate
progress on construction of flood protection
system for rates not exceeding those
applicable to completed flood protection
system; determination of adequate progress.
(f) Availability of flood insurance in communities
restoring disaccredited flood protection
systems; criteria; rates.
4015. Chargeable premium rates.
(a) Establishment; terms and conditions.
(b) Considerations for rates.
(c) Actuarial rate properties.
(d) Payment of certain sums to Director; deposits
in Fund.
(e) Annual limitation on premium increases.
(f) Adjustment of premium.
4016. Financing provisions; issuance of notes or other
obligations; limitation; report to Congressional
committees; deposits in Fund.
4017. National Flood Insurance Fund.
(a) Establishment; availability.
(b) Credits to Fund.
(c) Investment of moneys in obligations issued or
guaranteed by United States.
(d) Availability of Fund if operation of program is
carried out through facilities of Federal
Government.
(e) Annual budget.
(f) Availability of funds dependent on future
appropriations acts.
4018. Operating costs and allowances; definitions.
4019. Payment of claims.
4020. Dissemination of flood insurance information.
4021. Repealed.
4022. State and local land use controls.
(a) Requirement for participation in flood
insurance program.
(b) Community rating system and incentives for
community floodplain management.
(c) Replacement of mobile homes on original sites.
4023. Properties in violation of State and local law.
4024. Coordination with other programs.
4025. Flood insurance advisory committee.
(a) Appointment; duties.
(b) Membership.
(c) Compensation and travel expenses.
4026. Expiration of program.
4027. Biennial report to President.
(a) In general.
(b) Effects of flood insurance program.
4028. John H. Chafee Coastal Barrier Resources System.
4029. Colorado River Floodway.
(a) Renewal and transfer of policies; acquisition
of policies after filing of maps.
(b) New coverage for new construction or
substantial improvements.
(c) Establishment of temporary boundaries.
(d) Loans by federally supervised, approved,
regulated, or insured financial institutions.
4030. Grants for repetitive insurance claims properties.
(a) In general.
(b) Priority for worst-case properties.
4031. Treatment of certain payments.

SUBCHAPTER II - ORGANIZATION AND ADMINISTRATION OF FLOOD INSURANCE
PROGRAM
4041. Implementation of program.

PART A - INDUSTRY PROGRAM WITH FEDERAL FINANCIAL ASSISTANCE
4051. Industry flood insurance pool; requirements for
participation.
4052. Agreements with flood insurance pool.
(a) Authorization.
(b) Terms and conditions.
(c) Additional provisions.
4053. Adjustment and payment of claims; judicial review;
limitations; jurisdiction.
4054. Premium equalization payments; basis; aggregate
amount; establishment of designated periods.
4055. Reinsurance coverage.
(a) Availability for excess losses.
(b) Availability pursuant to contract, agreement,
or other arrangement; payment of premium, fee,
or other charge.
(c) Excess loss agreement; negotiation.
(d) Submission of excess losses on portfolio basis.
4056. Emergency implementation of flood insurance program;
applicability of other provisions of law.

PART B - GOVERNMENT PROGRAM WITH INDUSTRY ASSISTANCE
4071. Federal operation of program; determination by
Director; fiscal agents; report to Congress.
4072. Adjustment and payment of claims; judicial review;
limitations; jurisdiction.

PART C - GENERAL PROVISIONS
4081. Services by insurance industry; contracts, agreements,
or other arrangements.
4082. Use of insurance pool, companies, or other private
organizations for certain payments.
(a) Authorization to enter into contracts for
certain responsibilities.
(b) Terms and conditions of contract.
(c) Competitive bidding.
(d) Findings of Director.
(e) Bond; liability of certifying officers and
disbursing officers.
(f) Term of contract; renewals; termination.
4083. Settlement of claims; arbitration.
4084. Records and audits.

SUBCHAPTER III - COORDINATION OF FLOOD INSURANCE WITH
LAND-MANAGEMENT PROGRAMS IN FLOOD-PRONE AREAS
4101. Identification of flood-prone areas.
(a) Publication of information; establishment of
flood-risk zones; estimates of flood-caused
loss.
(b) Accelerated identification of flood-risk zones;
authority of Director: grants, technical
assistance, transactions, and payments.
(c) Priority in allocation of manpower and other
available resources for identification and
mapping of flood hazard areas and flood-risk
zones.
(d) Plan for bringing communities with flood-risk
zones into full program status.
(e) Review of flood maps.
(f) Updating flood maps.
(g) Availability of flood maps.
(h) Notification of flood map changes.
(i) Compendia of flood map changes.
(j) Provision of information.
4102. Criteria for land management and use.
(a) Studies and investigations.
(b) Extent of studies and investigations.
(c) Development of comprehensive criteria designed
to encourage adoption of adequate State and
local measures.
4102a Pilot program for mitigation of severe repetitive loss
properties.
(a) Authority.
(b) Severe repetitive loss property.
(c) Eligible activities.
(d) Matching requirement.
(e) Notice of mitigation program.
(f) Standards for mitigation offers.
(g) Purchase offers.
(h) Increased premiums in cases of refusal to
mitigate.
(i) Discretionary actions in cases of fraudulent
claims.
(j) Rules.
(k) Funding.
(l) Termination.
4103. Repealed.
4104. Flood elevation determinations.
(a) Publication or notification of proposed flood
elevation determinations.
(b) Publication of flood elevation determinations;
appeal of owner or lessee to local government;
scientific or technical knowledge or
information as basis for appeal; modification
of proposed determinations.
(c) Appeals by private persons; submission of
negativing or contradicting data to community;
opinion of community respecting justification
for appeal by community; transmission of
individual appeals to Director; filing of
community action with Director.
(d) Administrative review of appeals by private
persons; modification of proposed
determinations; decision of Director: form and
distribution.
(e) Administrative review of appeals by community;
agencies for resolution of conflicting data;
availability of flood insurance pending such
resolution; time for determination of
Director; community adoption of local land use
and control measures within reasonable time of
final determination; public inspection and
admissibility in evidence of reports and other
administrative information.
(f) Reimbursement of certain expenses;
appropriation authorization.
(g) Judicial review of final administrative
determinations; venue; time for appeal; scope
of review; good cause for stay of final
determinations.
4104a. Notice requirements.
(a) Notification of special flood hazards.
(b) Notification of change of servicer.
(c) Notification of expiration of insurance.
4104b. Standard hazard determination forms.
(a) Development.
(b) Design and contents.
(c) Required use.
(d) Guarantees regarding information.
(e) Reliance on previous determination.
(f) Effective date.
4104c. Mitigation assistance.
(a) Authority.
(b) Planning assistance grants.
(c) Eligibility for mitigation assistance.
(d) Notification of approval and grant award.
(e) Eligible mitigation activities.
(f) Limitations on amount of assistance.
(g) Matching requirement.
(h) Oversight of mitigation plans.
(i) Recapture.
(j) Reports.
(k) "Community" defined.
(m) Coordination with States and communities.
4104d. National Flood Mitigation Fund.
(a) Establishment and availability.
(b) Credits.
(c) Administrative expenses.
(d) Investment.
(e) Report.
4105. Disaster mitigation requirements; notification to
flood-prone areas.
(a) Initial notification.
(b) Alternative actions of tentatively identified
communities; public hearing; opportunity for
submission of evidence; finality of
administrative determination of existence or
extent of flood hazard area.
(c) Subsequent notification to additional
communities known to be flood prone areas.
(d) Provisions of section 4106 applicable to
flood-prone communities disqualified for flood
insurance program.
(e) Administrative procedures; establishment;
reimbursement of certain expenses;
appropriation authorization.
4106. Nonparticipation in flood insurance program.
(a) Prohibition against Federal approval of
financial assistance.
(b) Notification of purchaser or lessee of property
in flood hazard area of availability of
Federal disaster relief assistance in event of
a flood disaster.
4107. Consultation with local officials; scope.

SUBCHAPTER IV - GENERAL PROVISIONS
4121. Definitions.
4122. Studies of other natural disasters; cooperation and
consultation with other departments and agencies.
4123. Advance payments.
4124. Applicability of fiscal controls.
4125. Finality of certain financial transactions.
4126. Administrative expenses.
4127. Authorization of appropriations; availability.
4128. Rules and regulations.
4129. Federal Insurance Administrator; establishment of
position.